Sunday, February 3, 2008 Categorized under Retirement, Wealth Investing

The Difference of One House or Real Estate Property

A house or real estate property is by far the best investment to make if you can afford to right now.
Benefits of Owning a House or Real Estate Property

Forces you to put away money in the form of mortgage payments.
Houses generally and mostly do not go up and down as the stock market does.
Most of the time a house [...] Continue Reading…

Popularity: 29% [?]

Tuesday, January 29, 2008 Categorized under Retirement

Frugal Early Retirement

Being frugal should always be top on your list in order to be retire early.
Steps for early retirement

Be very Frugal. Live below your means and don’t pay for anything that you don’t have to.

Use coupons for everything.
Ride a bike to your destination or car pool.
Send your child/children to public school instead of private school. Major money saver here.
Use credit [...] Continue Reading…

Popularity: 30% [?]

Thursday, January 24, 2008 Categorized under Mortgage Loans

Countrywide Cheaper Monthly Mortgage

I recently had a huge problem with a home that I purchased in Orlando, Florida. About 6 months they raised my house taxes and my mortgage payments jumped by $800.00 per month. Talk about a disaster because that is enough to be another rent payment.

Now fast forward to today and when I logged into my Countrywide account to schedule [...] Continue Reading…

Popularity: 27% [?]

Wednesday, January 23, 2008 Categorized under Legally Eliminate Debt, Wealth Investing

Ruin your Credit 101

This is actually the not to do list. This is the way to the dark side of becoming financially independent. If you find yourself doing any the things listed here, immediately stop yourself.

Apply for all those cool credit cards like free miles, points and cash rewards. These are good in limited numbers like a maximum of two of these [...] Continue Reading…

Popularity: 28% [?]

Tuesday, January 22, 2008 Categorized under Budgeting, Legally Eliminate Debt

Snowflaking – A Primer

Snowflaking is a more basic and simple approach to the snowball effect to debt reduction. When you think of snowballing, you think dollars a day while when you think of snowflaking, you think of pennies a day.

With this approach, even a dollar a day extra can accumulate to a large reduction in time. I would use this to pay [...] Continue Reading…

Popularity: 40% [?]

Tuesday, January 22, 2008 Categorized under Budgeting

Weekly Money Gifts from the Sunday Papers

One of the greatest money savers comes weekly in the form of the Sunday papers.

Every week you get these great coupons and updates on the weeks greatest deals in your area. I started this and I am able to save a few extra bucks every week.

I can save on grocery items and even electronics. I love electronics and that [...] Continue Reading…

Popularity: 31% [?]

Monday, January 14, 2008 Categorized under Budgeting, Wealth Investing

Save Money and Obtain Financial Freedom

I was very fortunate to always get what I wanted when I was growing up. All I had to do was say I wanted something and sure enough I would get it. That made me into an impulsive buyer when I became an adult. I never looked for sales and therefore money just trickled out of my savings account.

I [...] Continue Reading…

Popularity: 39% [?]

Friday, January 11, 2008 Categorized under Legally Eliminate Debt

Credit Card Debt Buster

Credit cards are great but require self restraint. It just makes it too easy at times to spend money and you don’t notice the total until the end of the year. So this is the greatest debt builder but we have a great way to combat this.

List you credit cards in interest order.
Determine which credit cards you will terminate [...] Continue Reading…

Popularity: 35% [?]

Friday, January 11, 2008 Categorized under Misc, Mortgage Loans

Bank of America to buy Countrywide

Bank of America will be buying Countrywide Financial for $4 billion in stock. This will be both saving the country’s biggest mortgage lender and will also save the feds from having to devalue the American dollar any more then it already has.

This will help calm fears of a recession and inflation. Saving the over all economy and becoming the [...] Continue Reading…

Popularity: 42% [?]

Tuesday, December 11, 2007 Categorized under Budgeting, Legally Eliminate Debt, Wealth Investing

Roadmap to Financial Independence

To become financially independent you will first need a road map that will help you attain that level of independence. I have been playing around with some methods and I found that these were some good methods to help me out. A good road map should help you get out of debt, invest, budget and plan for retirement.
Making [...] Continue Reading…

Popularity: 64% [?]